Terms of Use
Effective Date: June 6, 2025
Welcome to Bankruptcy No Judgement. This website (“Site”) is operated by an individual sharing personal experiences under the pseudonym Nyla Armstrong. By accessing or using this Site, you agree to be bound by the following terms and conditions. If you do not agree with any part of these Terms, please do not use the Site.
1. Personal Experience Disclaimer
All content on this site is based on personal experience and research. I am not a lawyer, financial advisor, or credit counselor. Nothing on this site should be construed as legal, financial, or professional advice. You are solely responsible for your own decisions and actions.
If you are considering bankruptcy or facing legal action, you should consult a licensed attorney or professional in your area.
2. Use of Site
You agree to use this Site only for lawful purposes. You must not use this Site to post or distribute any material that is harmful, threatening, abusive, defamatory, vulgar, obscene, or otherwise objectionable.
3. Affiliate Links and Sponsorship
Some posts or pages may contain affiliate links. If you click on a link and make a purchase, I may earn a small commission at no additional cost to you. I only recommend products or services I believe in or personally use.
Sponsored content or affiliate partnerships will always be disclosed clearly.
4. No Guarantees
I make no guarantees or warranties, express or implied, regarding the accuracy, reliability, or completeness of any content on this Site. Your results may vary, and success is not guaranteed.
5. Copyright
All content on this site—including text, images, and digital downloads—is the property of Bankruptcy No Judgement unless otherwise stated. Content may not be reproduced or shared without written permission.
6. User Comments
I welcome comments and feedback, but reserve the right to moderate, delete, or restrict comments that are inappropriate, spammy, or disrespectful.
7. Changes to Terms
I may update these Terms of Use from time to time without notice. Your continued use of the Site after changes are posted constitutes acceptance of those changes.
8. Contact Information
If you have questions about these terms, please contact me at:
📧 bankruptcynyla@gmail.com