About Nyla Armstrong

Hey there — I’m Nyla Armstrong… not my real name, but definitely my real mess.

I’m a 50-year-old woman living in the unforgiving heat of the Desert Southwest, where air conditioners don’t just matter — they’re the difference between survival and sweat-soaked breakdowns. Ours is 20 years old and hanging on for dear life. Same, AC… same.

I’ve been married for over two decades to a man I’m pretty sure is delightfully neurodivergent. We’re empty nesters, but I also take care of my 85-year-old father, who still runs circles around me.

I’m an entrepreneur at heart, but my main gig has been working as a real estate agent — and lately, that’s felt like shouting into the void. Between high interest rates and nervous buyers, real estate is a ghost town.

So I drive for Veyo, DoorDash, and even work as a medical courier to help pay the bills. We live modestly. Our Lexus has over 250,000 miles, the truck’s not much newer, and our home, bought decades ago, has now become the only thing keeping us afloat — after a business deal crashed and forced us to leverage it to survive.

Oh, and did I mention I have a chronic illness made worse by stress? Perfect combo with bankruptcy, right? Between medical bills, side hustles, and trying to pretend like we’re fine… we’re definitely not fine.

Why I Started This Bankruptcy Blog

Because when I finally admitted we needed to file Chapter 7 bankruptcy, I looked online for stories that were:

  • Honest
  • Not shame-based
  • And didn’t make me feel like trash

I found people talking and asking questions on Reddit or Quora but no real websites besides Lawyers or Credit repair Specialist nothing else for people like me. So I’m sharing my own story — in real time. From hiring a bankruptcy attorney to (hopefully) discharge, I’m documenting every part of it here.

This blog is NOT legal advice. It’s more like… bankruptcy reality TV meets anonymous support group. I’m writing with sarcastic humor, honesty, and maybe a side of dark humor.

Why “Faceless”?

Because this is happening right now. I’m using an alias to protect my legal discharge and my family. That’s why you won’t see my face.

But trust me — I’m real. I’m broke. And I’m still here.

If you’re walking this road too, you’re not alone. Join us, this is your safe space to laugh, cry, and survive bankruptcy without shame.

Welcome to the ride.

— Nyla